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Safe Harbor Policy

SAFE HARBOR PRIVACY POLICIES AND STATEMENTS

MTFX USA Inc., MTFX Inc. and MTFX Global Inc. (collectively, 'MTFX Group') (individually and collectively, 'we', 'our', 'us', or 'MTFX') own and operate the www.paymytuition.com, www.paytuition.ca, www.paytuition.us, www.paytuition.co.uk websites (collectively, the 'Site'). MTFX Group complies with the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from Switzerland. MTFX Group has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view MTFX Group's certification, please visit: http://www.export.gov/safeharbor

DEFINITIONS

For the purposes of this policy:

  • 'Personal Information' shall refer to any information that i) is transferred from the European Economic Area or Switzerland to MTFX Group in the United States, ii) is about an identified or identifiable Individual; iii) can be linked to that Individual and iv) is recorded in any form.
  • 'Individual' means any natural or legal person, other than those acting in their capacity as Workers.
  • 'Worker' means any person who was previously, is currently, or might in the future be engaged by a MTFX Group affiliate as an employee under contract of service or in any other capacity under a contract for service or any other arrangement to work for any MTFX Group affiliate (e.g. intern, temporary staff, contractor, job applicant, etc.), as well as any dependents, beneficiaries and other related persons about whom such person provides information to a MTFX Group affiliate in connection with such relationship with MTFX Group or its affiliate.

Notice

MTFX Group collects Personal Information in the course of (i) its interactions with students and other customers, (ii) its interactions with educational institutions and (iii) its support of its European affiliates' business operations. For more information about our collection of information the purposes for which it is used, refer to our Privacy Policy.

Where MTFX Group receives personal information from its subsidiaries, affiliates or other entities in the EEA and Switzerland, it will use and disclose such information in accordance with the notices provided by such entities and the choices made by the Individuals to whom such personal information relates.

CHOICE

Opt-Out Rights

MTFX Group will offer Individuals the opportunity to choose (opt-out) whether their personal information is (a) to be disclosed to a third party (other than MTFX Group's service providers or as specified in the Onward Transfer section below), or (b) to be used for a purpose other than for what it was originally collected or subsequently authorised by the Individual.

Onward Transfer of Personal Information

MTFX Group offers the choices set forth in the Choices section regarding certain transfers to third parties. Note that MTFX Group may disclose Personal Information without offering Individuals an opportunity to opt out (i) if required to do so by law or a legal process, (ii) to law enforcement authorities, (iii) when MTFX Group believes disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual fraudulent illegal activity. For more information about transfers, refer to our Privacy Policy.

Data Integrity

MTFX Group shall take reasonable steps to ensure that Individual Personal Information is: (i) relevant for the purposes for which it was collected or authorised by the Individual (ii) reliable for its intended use (iii) information is accurate, complete and current. Please contact us or use our website to update your Personal Information as necessary.

Access

MTFX Group will provide Individuals with reasonable access to examine Personal Information that it holds. MTFX Group will take reasonable steps to permit Individuals to correct, delete, change or challenge the accuracy of the data that is demonstrated to be inaccurate or incomplete.

Requests for access to Personal Information should be made as discussed in the Contact section below during normal business hours, in line with MTFX Group's standard procedures and the frequency of access shall not be excessive.

Under the Safe Harbor Principals there are some exceptions to the obligation to provide access to Personal Information. For example, MTFX Group may restrict access to proprietary information, such as business plans or other such sensitive information. Granting of access shall be restricted where the burden of providing access will be disproportionate to the risks of the privacy of other persons, or in cases where the rights of others would be violated.

Should an Individual be denied access to Personal Information, MTFX Group shall provide the Individual with the reason(s) and a contact point.

Security

MTFX Group takes reasonable precautions to protect Individual Personal Information against loss, misuse and unauthorized access, disclosure, alteration, destruction and theft.

MTFX Group has in place appropriate physical and technical safeguards in addition to employee policies and procedures to protect Individual Personal Information.

Enforcement and Dispute Resolution

MTFX Group conducts an annual self-assessment or external independent verification to verify the accuracy of this Safe Harbor privacy policy and to verify that this policy is accurate, comprehensive for the Personal Information it is intended to cover, prominently displayed, implemented fully, accessible and conforms to the Safe Harbor principles.

Individuals may contact MTFX Group with any concerns or questions about this privacy policy at the contact address provided below. MTFX Group will investigate and attempt to resolve any concerns or complaints regarding Personal Information in accordance with this privacy statement and at the request of the Individual. If the issue cannot be resolved directly or satisfactorily through the internal dispute resolution mechanism, the Individual may submit the complaint for arbitration with the EU DPAs dispute resolution panel.

For information about EU DPAs dispute resolution dispute resolution process, visit the United States Council for International Business on the Internet at https://www.uscib.org. The EU DPAs dispute resolution process shall be conducted in English.

HOW TO CONTACT MTFX GROUP

If you have any questions about this Policy, please contacts us:

Amendments

MTFX in its sole and absolute discretion, may change or modify this Policy at any time and such modifications shall be effective immediately upon the post of the amended Policy to www.paymytuition.com.

Admin & office numbers

Global Headquarters Canada

Address

2750 14th Avenue, Suite 306 Markham, ON Canada, L3R 0B6

U.S. Headquarters

Address

2500 Plaza 5, 25th Floor, Harborside Financial Center Jersey City, New Jersey, 07311